
Here’s something I kept running into in my last months at the Navy:
I wasn’t looking at my numbers. Not really.
I had a vague sense that I had "enough" saved. A strong gut feeling that it was time. And a running list of reasons why I probably should stay a little longer... just to be safe.
What I didn't have: an actual picture of what "enough" looked like. How long my savings would realistically last. What my business would need to make for my life to still work. A plan I could look at and trust.
I left anyway, with over $100,000 in the bank... and watched my anxiety climb, not settle, because I had no idea what those numbers actually meant for my real life.
This workbook is the thing I wish I'd had before I left.
📋 Step 1: Your Real Runway
How many months your current savings would actually support you if the paychecks stopped today. Not a ballpark. A number, calculated from your real expenses and what you actually have available.
📊 Step 2: Your Sustainable Revenue Target
What your future business needs to bring in each month to cover your real life: benefits, taxes, living expenses, and yes, profit built in from the start. This is the number that turns "I think I could do this" into "here's what I'm actually working toward."
🗺️ Step 3: Your Action Plan
Three concrete next steps to move from clarity to momentum, without leaping before you're ready. Because knowing your numbers is only useful if you know what to do with them.
Rooted in the Profit for Keeps® methodology. Built for the brain that needs data before it can dream.
I’m Victoria. I spent 20 years as a civilian engineer for the U.S. Navy, handling budgets and spreadsheets every single day… and when it came time to actually figure out whether I could afford to leave, I was going entirely by feel.
The clarity I eventually found through the Profit for Keeps® framework developed by Amber Dugger changed everything. Not because the math was complicated. Because I had finally run the math on my own life. That's a different thing entirely.
The year I dropped my tax documents at the accountant with a literal skip in my step, I understood what financial clarity actually feels like. That's what I want for you, and this workbook is where it starts.
Victoria
Financial Empowerment Coach | Certified Profit for Keeps® Coach
Profit for Keeps® and Profit for Joy® are registered trademarks of Amber Dugger LLC and are used under license.

Victoria Steward Coaching
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